| 产品名称 | 友邦优游美旅行意外伤害保险 |
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| 险种类别 | 意外伤害 | |||
| 所属公司 | 美国友邦保险有限公司 | |||
| 投保范围 | 1岁至70岁 | |||
| 缴费方式 | ||||
| 保险期间 | ||||
| 保险责任 | 1、友邦优游美旅行意外伤害保险 Premium Overseas Travel Accident Death & Dismemberment (USD) 若被保险人身处境外时因遭受合同定义的意外事故且自该事故发生之日起180天内导致身故（不包括猝死），将获得百分之百基本保险金额的赔偿；若被保险人身处境外时因遭受合同定义的意外事故且自该事故发生之日起90天内导致Ⅲ度烧伤或自该事故发生之日起180天内导致不同程度的永久残疾，将获得百分之十至百分之百基本保险金额的赔偿。 Insured has an accident defined in the Contract abroad, and then consequently dies (but not sudden death) within 180 days after the occurrence of this accident, then the Company will pay 100% base sum assured; or if suffers from differenct level premanent disability or III-degree burn , the Company will pay 10% to 100% base sum assured. 2、友邦附加优游美医药补偿医疗保险 Premium Overseas Travel Medical Reimbursement Rider (USD) 若被保险人身处境外时因遭受合同定义的意外事故或患疾病，且自该意外事故发生或患疾病之日起180内经医院进行必要治疗，本公司按其在该事故发生之日或患疾病之日起180天内已支出的、必须且合理的实际医药费用扣除免赔额后的余额给付补偿金予被保险人。每次意外事故的最高给付金额以投保单上或批注上所载的本附加合同基本保险金额为最高限额；同一疾病的最高给付金额以投保单上或批注上所载的本附加合同基本保险金额的十分之一为最高限额。若对于同一意外事故，被保险人根据主合同的约定可获得任何意外身故、烧伤及残疾保险金给付，则本附加合同的免赔额为零。其它情况下，本附加合同的免赔额为38美元。 During the effective period of the Rider, if the Insured suffers from a disease or has an accident abroad, and accepts any necessary treatment in a hospital within 180 days after the accident occurs or the disease is suffered, the Company will pay an indemnity to the Insured according to the balance of the actually paid reasonable medical expenses within 180 days after the occurrence of this accident after deducting the deductible, but subject to a maximum of the basic sum assured of the Rider stated in the application form or endorsement for each accident, and a maximum of one-tenth of the basic sum assured of the Rider stated in the application form or endorsement for the same disease. If for the same accident, the Insured may obtain any accidental Death, Burn and Disability Benefits according to the Basic Contract, the deductible of the Rider will be zero. Under any other circumstance, the deductible of the Rider will be thirty-eight US dollars. 3、友邦附加优游美运送和送返医疗保险 Premium Overseas Travel Evacuation and Repatriation Rider (USD) 若被保险人身处境外时因遭受合同定义的意外事故或患疾病，且经美国国际支援服务公司或其授权代表从医疗角度认定为有运送必要的，则将被保险人送至当地或其他就近地区符合治疗条件的医院，经美国国际支援服务公司或其授权代表从医疗角度认定为有送返必要的，则将被保险人送返至其合法有效证件所载的住所地。美国国际支援服务公司或其授权代表根据被保险人身体状况或治疗需要，并参考医生建议，有权决定运送和送返手段和目的地。运送和送返费用包括美国国际支援服务公司或其授权代表安排的运输、运输途中医疗护理及医疗设备和用品的费用。运送和送返所需的费用经本公司核实确认后直接支付给美国国际支援服务公司，本公司支付总额以投保单或批注上所载的本附加合同基本保险金额为最高限额。倘若实际费用超过本附加合同的基本保险金额，则超出部分的费用由被保险人负责支付。 During the effective period of this rider, if the insured suffers a disease or has an accident abroad, and is determined as necessary for evacuation by International SOS or its authorized representative in view of medical treatments, then the insured will be evacuated to a hospital meeting the treatment conditions in the local or another nearest region. If International SOS or its authorized representative determines it necessary for repatriation in view of medical treatments, then the insured will be repatriated to the domicile specified in his/her valid certificate. . The necessary expenses for evacuation and repatriation will be directly paid to International SOS after verified and confirmed by the company, but subject to a maximum of the basic sum insured of this rider. if the amount of actual expenses exceeds the basic sum insured of this rider, the payment of the excess part will be the liability of the insured. 4、友邦附加优游美身故遗体送返医疗保险 Premium Overseas Travel Repatriation of Remains Rider (USD) 若被保险人身处境外时因遭受合同定义的意外事故或患疾病,并以此为直接且单独原因导致其在30天内身故，则美国国际支援服务公司或其授权代表，依当地实际情况安排将被保险人的遗体保存或火化，且将被保险人的遗体或骨灰送返被保险人的合法有效证件所载的住所地。遗体送返服务所需的费用经本公司核实确认后直接支付给美国国际支援服务公司，费用总数最高以投保单或批注上所载的本附加合同基本保险金额为最高限额。倘若实际费用超过本附加合同的基本保险金额，则超出部分的费用由身故保险金受益人或被保险人的法定继承人负责支付。 During the effective period of the Rider, if the Insured suffers from a disease or has an accident defined in the Basic Contract abroad, and consequently dies within 30 days for this immediate and separate reason, International SOS or its authorized representative will arrange the preservation or cremation of the remains as the actual local circumstance may require, and repatriate the Insured’s remains or ashes to the domicile stated in the Insured’s valid certificate. The necessary expenses for the remains repatriation service include the expenses for embalming, preserving, cremating, transporting, cinerary casket and other materials and services, which will be paid by the Company after verified directly to International SOS, but subject to a maximum of the basic sum assured as stated in the Rider. If the amount of the actual expenses exceeds the basic sum assured as stated in the Rider, then the payment of the excess part will be the liability of the beneficiary for the Death benefit or the Insured’s legal heir. 5、友邦附加优游美丧葬费用医疗保险 Premium Overseas Travel Funeral Fees Rider (USD) 若被保险人身处境外时因遭受合同定义的意外事故或患疾病,并以此为直接且单独原因导致其在30天内身故，本公司按已实际支出的被保险人之丧葬费用给付丧葬保险金予身故保险金受益人，最高给付金额以本附加合同基本保险金额为限。 During the effective period of the Rider, if the Insured suffers from a disease or has an accident abroad, and consequently dies within 30 days for this immediate and separate reason, the Company will pay a Funeral Benefit to the beneficiary for the Death Benefit according to the actually paid funeral fees for the Insured, but subject to a maximum of the basic sum assured as stated in the Rider. | |||
| 综合事项 | ||||
| 产品特色 | 适合各类出国者的外币旅行保险计划，多种计划可供选择 Foreign currency travel insurance policy, differecnt plans are suitable to all visitors 周全保障，涵盖疾病与意外，独享境外门诊医疗补偿利益 Comprehensive protection with overseas outpatient medical expense 保费计算无年龄区别 Uni-rate for all insureds 承保年龄自1岁至70岁，阖家出行，均可投保 Issue age from 1 to 70 years old 手续简便，签发保单迅速 Simple procedure and quick issue 获赠美国国际支援服务卡（AIAS）,享有免费二十四小时多语言应答的全球查询服务 Free AIAS service card, 24-hours multilingual worldwide query service | |||
友邦优游美旅行意外伤害保险
来源：中国商业保险网
日期：2009-02-25 00:00:00.0
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